Banking 7: Giving Out Loans Without Giving Out Gold, Banking 8: Reserve Ratios, Banking 9: More On Reserve Ratios.
Multipliers and Supply, Bank Notes and Checks
Banking 4: Multiplier Effect And The Money Supply, Banking 5: Introduction To Bank Notes, Banking 6: Bank Notes and Checks.
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Banking Introduction, Income Statements and Fractional Reserve
Banking 1: Introduction, Banking 2: A Bank’s Income Statement, Banking 3: Fractional Reserve Banking.
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Introduction to Education
An education is one of the most valuable investments we can make. It is an investment that endures recessions, cannot be destroyed and provides countless benefits.ย Additionally, it is an investment in our most important asset: ourselves. With the recent economic trouble many adults are choosing to return to school. Whether full-time or part-time, resident or on-line, the opportunities for pursuing higher education are more abundant now than ever before. [Read more…] about Introduction to Education
Long-Term Investments
Part of: Investment Time Horizon
Typical Characteristics of Long-Term Investments: High Risk, Low Liquidity, High Return
High Risk
When it comes to some high risk investments (i.e. stocks), time has a way of neutralizing risk. This is why in 2008 some stock market investors were down over 35% while historically the stock market returns approximately 10% annually. It is acceptable for long-term investments to be high risk because over time probabilities determine performance. Remember, the market is cyclical. There are high and lows, peaks and valleys. These extremes are amplified in the short-term, but subdued in the long-term. [Read more…] about Long-Term Investments
Short-Term Investments
Part of: Investment Time Horizon
Typical Characteristics of Short-Term Investments: Low Risk, High Liquidity, Low Return
Low Risk
Risk is mitigated over longer periods of time. With short-term investments, we don’t have that kind of time. Therefore preservation of capital in short term investments is paramount. As individuals near retirement (or any other financial goal), they tend to revert to lower risk investments in an effort to prevent the loss of investment value. [Read more…] about Short-Term Investments
