Introduction to Auto Insurance
A basic overview of auto insurance policies.
Property Coverage
The property coverage part of your personal auto policy covers repair and replacement costs for your vehicle. Property coverage only covers the insured’s vehicle. Damages to other parties are covered through liability coverage. There are two types of coverage: collision coverage and other-than-collision coverage (also called comprehensive coverage).
Liability Coverage
In terms of property-liability insurance, auto insurance is the most familiar to the general population. With the number of accidents that occur each year, it is easy to understand why.
Medical Coverage
Uninsured and Underinsured Motorist Coverage: Life insurance has become extremely complicated with all of the features and options available. It is important to remember that many of the extras are just that, extras. Be sure to develop an adequate understanding and do not pay for more than you need.
Uninsured & Underinsured Motorist Coverage
Life insurance has become extremely complicated with all of the features and options available. It is important to remember that many of the extras are just that, extras. Be sure to develop an adequate understanding and do not pay for more than you need.