medical coverage

The medical payments coverage part of a personal auto policy covers the costs of medical services for anyone in the insured’s vehicle. Limits on this coverage are typically low because most individuals have their own individual or group medical insurance policies that cover most of the these costs. This coverage is specifically for individuals in the insured’s vehicle, not for medical expenses of pedestrians, other drivers, or any other injured parties.  Damages to other parties are covered under liability coverage with much higher limits. [Read more…] about Intro to Medical Coverage for Car Insurance Policies