Uninsured motorist coverage is another type of coverage available as part of a personal auto policy.ย Uninsured motorist coverage allows the insured to recover damages from his or her own carrier from accidents in which the other driver is at fault and either has no coverage, whose carrier refuses to cover losses, is insolvent or from hit and run drivers. It is important to understand that (1) the other driver must be at fault, and (2) the insured’s own carrier covers the cost of damages. [Read more…] about Uninsured & Underinsured Motorist Coverage
underinsured
