{"id":2784,"date":"2010-12-22T16:05:44","date_gmt":"2010-12-23T00:05:44","guid":{"rendered":"https:\/\/maysfinancial.local\/?p=2784"},"modified":"2017-02-26T02:01:58","modified_gmt":"2017-02-26T02:01:58","slug":"family-finance","status":"publish","type":"post","link":"https:\/\/maysfinancial.local\/money-management\/family-finance\/","title":{"rendered":"Basics of Family Finance Course &#038; Worksheets"},"content":{"rendered":"<p>This free online course <strong>focuses on personal\/family finances and developing a strong foundation for financial success.<\/strong> You&#8217;ll learn how to<strong> develop and carry out your financial plan, reduce debt, evaluate insurance needs, consider housing options and plan for retirement.<\/strong><strong><!--more--> <\/strong>Course provided courtesy of Professor Alena Johnson of <a href=\"http:\/\/usu.edu\/\" target=\"_blank\">Utah State University<\/a>, licensed under a <a href=\"http:\/\/creativecommons.org\/licenses\/by-nc-sa\/2.5\/\" target=\"_blank\">Creative Commons License<\/a> and the original course is available <a href=\"http:\/\/ocw.usu.edu\/Family__Consumer____Human_Development\/Family_Finance\/\" target=\"_blank\">here<\/a>. Full citation at bottom of page.<\/p>\n<h5><a href=\"http:\/\/ocw.usu.edu\/Family__Consumer____Human_Development\/Family_Finance\/Syllabus.html\"><strong>Syllabus<\/strong><\/a>: Course syllabus.<\/h5>\n<h5><a href=\"http:\/\/ocw.usu.edu\/Family__Consumer____Human_Development\/Family_Finance\/Readings.html\"><strong>Course Readings<\/strong><\/a>: Readings that are part of the course, but not available here.<\/h5>\n<h5><a href=\"http:\/\/ocw.usu.edu\/Family__Consumer____Human_Development\/Family_Finance\/Additional_Resources.html\"><strong>Additional Resources<\/strong><\/a>: Helpful links and other information.<\/h5>\n<h5><strong>Course Lessons:<\/strong><\/h5>\n<h6><a href=\"http:\/\/ocw.usu.edu\/Family__Consumer____Human_Development\/Family_Finance\/Unit_1.pdf\"><strong>Unit 1: Factors Affecting Family Finance<\/strong><\/a><\/h6>\n<ul>\n<li>Factors Affecting Family Finance<\/li>\n<li>Factors Not in Your Control<\/li>\n<li>Factors in Your Control<\/li>\n<\/ul>\n<h6><a href=\"http:\/\/ocw.usu.edu\/Family__Consumer____Human_Development\/Family_Finance\/Unit_2.pdf\"><strong>Unit 2: Planning and Record Keeping<\/strong><\/a><\/h6>\n<ul>\n<li>Planning and Record Keeping<\/li>\n<li>Values<\/li>\n<li>Goals<\/li>\n<li>Financial Planning<\/li>\n<li>Financial Statements<\/li>\n<\/ul>\n<h6><a href=\"http:\/\/ocw.usu.edu\/Family__Consumer____Human_Development\/Family_Finance\/Unit_3.pdf\"><strong>Unit 3: Budgeting, Savings, Reducing Expenses<\/strong><\/a><\/h6>\n<ul>\n<li>Budgeting, Savings and Reducing Expenses<\/li>\n<li>Why Budgets Fail<\/li>\n<li>Types of Budgets<\/li>\n<li>Budgeting Assignment<\/li>\n<li>Savings<\/li>\n<li>Reducing Expenses<\/li>\n<li>Step-Down Principle<\/li>\n<li>Teaching Kids About Money<\/li>\n<\/ul>\n<h6><a href=\"http:\/\/ocw.usu.edu\/Family__Consumer____Human_Development\/Family_Finance\/Unit_4.pdf\"><strong>Unit 4: Taxes<\/strong><\/a><\/h6>\n<ul>\n<li>Taxes<\/li>\n<li>Federal Income Tax<\/li>\n<li>The 1040 Form<\/li>\n<li>Tax Assignment Information<\/li>\n<li>Financial Checkup Assignment Information<\/li>\n<\/ul>\n<h6><a href=\"http:\/\/ocw.usu.edu\/Family__Consumer____Human_Development\/Family_Finance\/Unit_5.pdf\"><strong>Unit 5: Banking Options<\/strong><\/a><\/h6>\n<ul>\n<li>Banking Options<\/li>\n<li>Checking Account Options<\/li>\n<li>Saving and Other Accounts<\/li>\n<li>Other Services<\/li>\n<\/ul>\n<h6><a href=\"http:\/\/ocw.usu.edu\/Family__Consumer____Human_Development\/Family_Finance\/Unit_6.pdf\"><strong>Unit 6: Credit, Credit Cards, and Credit Histories<\/strong><\/a><\/h6>\n<ul>\n<li>Credit, Credit Cards and Credit Histories<\/li>\n<li>Positive Aspects of Credit<\/li>\n<li>Negative Aspects of Credit<\/li>\n<li>Credit Cards<\/li>\n<li>Wise Use of Credit Cards<\/li>\n<li>Credit Histories<\/li>\n<\/ul>\n<h6><a href=\"http:\/\/ocw.usu.edu\/Family__Consumer____Human_Development\/Family_Finance\/Unit_7.pdf\"><strong>Unit 7: Debt, Debt Reduction, and Bankruptcy<\/strong><\/a><\/h6>\n<ul>\n<li>Debt, Debt Reduction and Bankruptcy<\/li>\n<li>Types of Loans<br \/>\n\u2022 Consolidation Loans<br \/>\n\u2022 Home Equity Loans<br \/>\n\u2022 Student Loans<\/li>\n<li>Debt Reduction<\/li>\n<li>Debt Elimination Calendar<\/li>\n<li>Bankruptcy<\/li>\n<\/ul>\n<h6><a href=\"http:\/\/ocw.usu.edu\/Family__Consumer____Human_Development\/Family_Finance\/Unit_9.pdf\"><strong>Unit 8: Major Purchases<\/strong><\/a><\/h6>\n<ul>\n<li>Major Purchases<\/li>\n<li>Things to Consider<\/li>\n<li>Vehicles<\/li>\n<li>Warranties and Service Contracts<\/li>\n<\/ul>\n<h6><a href=\"http:\/\/ocw.usu.edu\/Family__Consumer____Human_Development\/Family_Finance\/Unit_9.pdf\"><strong>Unit 9: Housing<\/strong> &amp; <strong>Unit 9b: How Much Can You Afford? <\/strong><\/a><\/h6>\n<ul>\n<li>Housing<\/li>\n<li>Renting vs. Buying<\/li>\n<li>Buying<\/li>\n<li>Types of Loans<\/li>\n<li>Closing Costs<\/li>\n<li>The House Payment<\/li>\n<li>Refinancing<\/li>\n<li>Home Equity Loans<\/li>\n<li>Mortgage Default<\/li>\n<\/ul>\n<h6><a href=\"http:\/\/ocw.usu.edu\/Family__Consumer____Human_Development\/Family_Finance\/Unit_10.pdf\"><strong>Unit 10: Renters, Homeowners, and Auto Insurance<\/strong><\/a><\/h6>\n<ul>\n<li>Renters, Homeowners and Auto Insurance<\/li>\n<li>Risk Management<\/li>\n<li>Insurance<\/li>\n<li>Renters Insurance<\/li>\n<li>Homeowners Insurance<\/li>\n<li>Auto Insurance<\/li>\n<li>Auto Insurance Cost Factors<\/li>\n<li>Umbrella Policies<\/li>\n<\/ul>\n<h6><a href=\"http:\/\/ocw.usu.edu\/Family__Consumer____Human_Development\/Family_Finance\/Unit_11.pdf\"><strong>Unit 11: Health, Disability, and Long-Term Care Insurance<\/strong><\/a><\/h6>\n<ul>\n<li>Health, Disability and Long-Term Care Insurance<\/li>\n<li>Types of Health Insurance<\/li>\n<li>Things to Look At<\/li>\n<li>Disability Income Insurance<\/li>\n<li>Long-Term Care Insurance<\/li>\n<\/ul>\n<h6><a href=\"http:\/\/ocw.usu.edu\/Family__Consumer____Human_Development\/Family_Finance\/Unit_12.pdf\"><strong>Unit 12: Life Insurance<\/strong><\/a><\/h6>\n<ul>\n<li>Life Insurance<\/li>\n<li>When Do You Need Life Insurance?<\/li>\n<li>What Type Should You Get?<\/li>\n<\/ul>\n<h6><a href=\"http:\/\/ocw.usu.edu\/Family__Consumer____Human_Development\/Family_Finance\/Unit_13.pdf\"><strong>Unit 13: Investing and Retirement<\/strong><\/a><\/h6>\n<ul>\n<li>Investing and Retirement<\/li>\n<li>Investing<\/li>\n<li>Three Rules for Successful Investing<\/li>\n<li>Types of Investments<\/li>\n<li>How Much Do You Need to Start?<\/li>\n<li>How Do You Start?<\/li>\n<li>Retirement<\/li>\n<\/ul>\n<h6><a href=\"http:\/\/ocw.usu.edu\/Family__Consumer____Human_Development\/Family_Finance\/Unit_14.pdf\"><strong>Unit 14: Consumerism, Fraud, and The Wealthy Barber Review<\/strong><\/a><\/h6>\n<ul>\n<li>Consumerism, Fraud and The Wealthy Barber Review<\/li>\n<li>What Is Too Much Spending Costing You?<\/li>\n<li>Fraud<\/li>\n<\/ul>\n<h5><strong>Course Worksheets:<\/strong><\/h5>\n<ul>\n<li><a href=\"http:\/\/www.usu.edu\/fchd\/housing\/docs\/hfc_net-worth.pdf\">Net Worth Statement<\/a><\/li>\n<li><a href=\"http:\/\/www.usu.edu\/fchd\/housing\/docs\/hfc_income-expense.pdf\">Income and Expense Statement<\/a><\/li>\n<li><a href=\"http:\/\/www.usu.edu\/fchd\/housing\/docs\/hfc_ratios.pdf\">Financial Ratios<\/a><\/li>\n<li><a href=\"http:\/\/www.usu.edu\/fchd\/housing\/docs\/hfc_revolving-savings.pdf\">Revolving Savings Account<\/a><\/li>\n<li><a href=\"http:\/\/www.usu.edu\/fchd\/housing\/docs\/hfc_retirement.pdf\">Retirement Needs<\/a><\/li>\n<li><a href=\"http:\/\/www.usu.edu\/fchd\/housing\/docs\/hfc_life-insurance.pdf\">Life Insurance<\/a><\/li>\n<li><a href=\"http:\/\/www.usu.edu\/fchd\/housing\/docs\/hfc_goals.pdf\">Goal Worksheet<\/a><\/li>\n<li><a href=\"http:\/\/www.usu.edu\/fchd\/housing\/docs\/hfc_budget.pdf\">Budget Worksheet<\/a><\/li>\n<li><a href=\"http:\/\/www.usu.edu\/fchd\/housing\/docs\/Tracking.pdf\">Tracking Worksheet<\/a><\/li>\n<\/ul>\n<p><strong>Full Citation:<\/strong><br \/>\n<em>Johnson, A., admin. (2005, September 12). Family Finance. Retrieved May 30, 2010, from Free Online Course Materials &#8211; USU OpenCourseWare Web site: http:\/\/ocw.usu.edu\/Family__Consumer____Human_Development\/Family_Finance.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>This free online course focuses on personal\/family finances and developing a strong foundation for financial success. You&#8217;ll learn how to develop and carry out your financial plan, reduce debt, evaluate insurance needs, consider housing options and plan for retirement.<\/p>\n","protected":false},"author":1,"featured_media":3995,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[14,15],"tags":[33,64],"_links":{"self":[{"href":"https:\/\/maysfinancial.local\/wp-json\/wp\/v2\/posts\/2784"}],"collection":[{"href":"https:\/\/maysfinancial.local\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maysfinancial.local\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maysfinancial.local\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maysfinancial.local\/wp-json\/wp\/v2\/comments?post=2784"}],"version-history":[{"count":0,"href":"https:\/\/maysfinancial.local\/wp-json\/wp\/v2\/posts\/2784\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/maysfinancial.local\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/maysfinancial.local\/wp-json\/wp\/v2\/media?parent=2784"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maysfinancial.local\/wp-json\/wp\/v2\/categories?post=2784"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maysfinancial.local\/wp-json\/wp\/v2\/tags?post=2784"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}