{"id":494,"date":"2010-07-31T21:33:23","date_gmt":"2010-08-01T04:33:23","guid":{"rendered":"https:\/\/maysfinancial.local\/"},"modified":"2017-02-26T02:02:04","modified_gmt":"2017-02-26T02:02:04","slug":"homeowners-insurance-coverages","status":"publish","type":"post","link":"https:\/\/maysfinancial.local\/articles\/homeowners-insurance-coverages\/","title":{"rendered":"Coverages Available for Homeowners Insurance Policies"},"content":{"rendered":"<p>Homeowners policies provide <span style=\"font-weight: bold;\">six main types of coverage, labeled A-F.<\/span> Other <span style=\"font-weight: bold;\">minor coverages<\/span> are often written into the policy. Coverages are typically <span style=\"font-weight: bold;\">based on dwelling coverage.<\/span> For example, coverage B (detached structures) is limited at 10% of dwelling coverage. If a dwelling coverage is $200,000, then detached structures are covered for $20,000 (10% of $200,000). <span style=\"font-weight: bold;\">HO3 is the most common type of homeowners policy<\/span>, therefore we will use HO3 coverage limits as examples.<\/p>\n<ul>\n<li><strong><a href=\"https:\/\/maysfinancial.local\/insurance\/homeowners-insurance\/homeowners-coverage-a\/\">Homeowners Coverage A:<\/a><\/strong> Dwelling, attached structures.<\/li>\n<li><strong><a href=\"https:\/\/maysfinancial.local\/insurance\/homeowners-insurance\/homeowners-coverage-b\/\">Homeowners Coverage B:<\/a><\/strong> Other structures, separated structures.<\/li>\n<li><strong><a href=\"https:\/\/maysfinancial.local\/insurance\/homeowners-insurance\/homeowners-coverage-c\/\">Homeowners Coverage C:<\/a><\/strong> Unscheduled personal property.<\/li>\n<li><strong><a href=\"https:\/\/maysfinancial.local\/insurance\/homeowners-insurance\/homeowners-coverage-d\/\">Homeowners Coverage D:<\/a><\/strong> Loss of use.<\/li>\n<li><strong><a href=\"https:\/\/maysfinancial.local\/insurance\/homeowners-insurance\/homeowners-coverage-e\/\">Homeowners Coverage E:<\/a><\/strong> Personal liability.<\/li>\n<li><strong><a href=\"https:\/\/maysfinancial.local\/insurance\/homeowners-insurance\/homeowners-coverage-f\/\">Homeowners Coverage F:<\/a><\/strong> Medical payments.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Homeowners policies provide six main types of coverage, labeled A-F. Other minor coverages are often written into the policy. Coverages are typically based on dwelling coverage. For example, coverage B (detached structures) is limited at 10% of dwelling coverage. If a dwelling coverage is $200,000, then detached structures are covered for $20,000 (10% of $200,000). [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3990,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[2,24,8],"tags":[140],"_links":{"self":[{"href":"https:\/\/maysfinancial.local\/wp-json\/wp\/v2\/posts\/494"}],"collection":[{"href":"https:\/\/maysfinancial.local\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/maysfinancial.local\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/maysfinancial.local\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maysfinancial.local\/wp-json\/wp\/v2\/comments?post=494"}],"version-history":[{"count":0,"href":"https:\/\/maysfinancial.local\/wp-json\/wp\/v2\/posts\/494\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/maysfinancial.local\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/maysfinancial.local\/wp-json\/wp\/v2\/media?parent=494"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/maysfinancial.local\/wp-json\/wp\/v2\/categories?post=494"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/maysfinancial.local\/wp-json\/wp\/v2\/tags?post=494"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}